1. Services Overview
XA Financial Services LLC DBA True Mortgages, operated by Xavier Alcala (NMLS #1700588) under Saxton Mortgage LLC (NMLS #1717191), provides professional financial advisory and client support services. By using this website or submitting your information, you agree to these Terms of Service.
2. SMS Messaging Program
By providing your mobile phone number and opting in on our website, you consent to receive text messages from XA Financial Services LLC DBA True Mortgages. Our SMS program sends non-marketing customer care messages to opted-in contacts, including:
- Appointment reminders
- Document requests
- Application status updates
- Support follow-up communications
Message frequency varies based on your interactions with our team. Message and data rates may apply depending on your mobile carrier and plan. Carriers are not liable for delayed or undelivered messages.
3. SMS Opt-Out Instructions
You may opt out of SMS communications at any time by replying STOP to any text message from us. Upon receipt of your STOP request, we will send a final confirmation message and remove you from our SMS list immediately. No further messages will be sent unless you opt in again.
4. SMS Help Instructions
For help with our SMS program, reply HELP to any text message or contact us at contact@truemortgages.com or (480) 289-1725.
5. Eligibility
You must be at least 18 years of age to use our services or submit your information on this website.
6. Use of Website
You agree to use this website for lawful purposes only. You may not use this site to transmit harmful, offensive, or unlawful content, or to interfere with the site's operation.
7. Information Accuracy
We strive to provide accurate and current information on this website. However, we make no warranties regarding the completeness, accuracy, or timeliness of information presented.
8. Communications Consent
By submitting your contact information, you consent to receive communications from us via phone, email, and SMS (if opted in). Standard message and data rates may apply to SMS communications. You may opt out at any time as described above.
9. No Guarantee of Outcomes
Nothing on this website constitutes a commitment, guarantee, or promise of any specific result. All consultations are advisory in nature.
10. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.
11. Intellectual Property
All content on this website, including text, images, and graphics, is the property of XA Financial Services LLC or its licensors and is protected by applicable intellectual property laws.
12. Disclaimer of Warranties
This website and its content are provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.
13. Limitation of Liability
XA Financial Services LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on its content.
14. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.
15. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of the updated terms.
16. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
17. Contact Information
For questions about these Terms, contact us at:
XA Financial Services LLC DBA True Mortgages
Email: contact@truemortgages.com
Phone: (480) 289-1725